SusuTrust

SusuTrust is a smart, automated mobile system that digitizes traditional African Susu savings groups (peer-to-peer rotational saving circles). Operating entirely over simple USSD phone menus(*919*4010#), it automatically collects contributions, sends payouts, and text updates. To protect your money, it uses a unique Trust Score Engine and a Safety Split Rule. When you win the pool early, a portion is held back as a guarantee. As you keep paying your rounds, that money is slowly unlocked back to you after contributing to a round. If you default, your held funds are automatically given back to the group pot so no one loses their hard-earned money. SusuTrust relies completely on the Moolre FinTech network to handle all its heavy lifting behind the scenes: Momo Validation API: Instantly checks that your sign-up momo number matches your actual mobile money profile to keep scammers out. Payment Request API: Triggers the automatic pop-up prompt on your phone screen so you can securely type your MoMo PIN to contribute. Transfer/Disbursement API: Automatically shoots the group cash prize—and your dynamically unlocked safety money—straight into your mobile wallet. SMS API: Pushes out all the automatic text reminders, warning alerts, and payment receipts.