Valyud

Valyud is a goal-based savings and auto-disbursement platform for school fees. Parents/guardians set a fee target per child per term, contribute in small amounts over time (weekly, monthly, or whenever they have spare cash), and the funds are locked until they're released automatically and directly to the school's account right before the term deadline. The money is never in reach to be "borrowed" for something else, and the school gets paid on time, in full, without the parent having to find a lump sum.