Kejetia App

Kejetia App is the trust layer for Africa’s social-commerce economy. Across Ghana, thousands of buyers and sellers already discover products, negotiate prices and close sales through WhatsApp, Instagram, TikTok and other informal channels. The market exists. The customers exist. Mobile-money infrastructure exists. What is still missing is trust. Buyers worry about paying and receiving nothing, getting a counterfeit or completely different product, or having no clear refund process when a transaction fails. Sellers face fake payment alerts, abandoned deliveries, preorder cash-flow pressure and difficulty convincing first-time customers that they are legitimate. This creates a major gap: a payment can be successful while the actual trade still fails. Kejetia App closes that gap by turning informal transactions into protected orders. A seller creates an order containing the agreed product, price, delivery terms and release conditions. The buyer makes payment, but the money is placed in a protected safe vault instead of being immediately released. Kejetia records the transaction, captures delivery or milestone evidence and releases the funds only when the agreed conditions have been satisfied. This gives buyers greater confidence that they will receive what they paid for, while giving genuine sellers stronger payment assurance, fewer fake alerts and a trusted way to sell to new customers. The platform is powered by Moolre’s Collections, Disbursements and USSD capabilities. For this competition demo, the Moolre integration is operating in a sandbox environment, meaning all transactions are simulated for testing and demonstration purposes—no real funds are moved. Core Features Protected orders: Buyers and sellers agree on the product, price, deadline and transaction conditions before payment. Safe vault: Customer funds are secured and released according to agreed rules. Buyer approval: Payment can be released after the buyer confirms delivery or completion. Delivery evidence: The platform can record delivery codes, timestamps, photos, messages and milestone proof. Merchant wallet: Sellers can view available, held and reserved balances. Payment links: Sellers can share protected-order links through WhatsApp, Instagram, TikTok or the web. Structured disputes: Both parties can submit evidence through a clear dispute and resolution process. Preorder and milestone payments: Funds can be released in stages for mini-imports, custom production and other longer transactions. Transaction records: Buyers and sellers receive a digital history of payments, orders and settlements. API-ready infrastructure: Kejetia’s protection layer can be embedded into marketplaces, logistics platforms and other commerce products. The long-term vision is bigger than another online marketplace. Kejetia is designed to become infrastructure connecting payments, delivery evidence, merchant identity, lending, insurance and dispute resolution into one trusted commerce experience. Its defensibility comes from the transaction evidence created across agreements, payments, delivery events and dispute outcomes—not simply from generating payment links. Kejetia earns revenue from protected-transaction fees, premium preorder protection, merchant tools and future enterprise API integrations. As more transactions are protected, the platform builds stronger merchant histories, better risk controls and greater trust between unfamiliar buyers and sellers. We are starting with Ghana’s informal and social-commerce market, where the pain is immediate and transaction volumes are already significant. From there, Kejetia can expand across West Africa and other mobile-money-driven markets. Kejetia does not replace how Africans already trade. It makes that trade safer, more scalable and more valuable. Kejetia — what we agreed is what gets delivered. Live Demo Demo website: Kejetia.shop Customer account Phone number: 0246870679 OTP: 123456 Vendor account Phone number: 0241000001 OTP: 123456 Important demo note The current demo uses the Moolre sandbox environment. Payments, collections and disbursements shown during testing are simulated and do not involve real money.