Fintech
nStore Labs
467
votes
About this project
Affordable point-of-sale technology for the shops that keep Ghana running, powered by Moolre.
The Problem
Across Ghana, thousands of small businesses still manage their daily operations with notebooks and mental calculations.
Setting up a traditional point-of-sale (POS) system can cost a shop owner up to GH₵7,000, requiring a laptop and dedicated hardware. For neighborhood pharmacies, provision shops, and hardware stores, that cost is simply too high.
As a result, many businesses continue without proper tools: sales are written in notebooks, inventory is tracked manually, profits are unclear, and digital payments are completely disconnected from the sales process. Small businesses deserve better.
The Solution
nStore transforms the smartphone already in a shop owner’s pocket into a complete point-of-sale system.
For as little as GH₵50 per month, businesses get access to the tools they need to run and grow, with no laptop, no expensive hardware, and no large upfront investment.
nStore is built offline-first, allowing businesses to continue selling even when internet connectivity is unreliable. Once the connection returns, transactions automatically synchronize.
How nStore Uses Moolre
Moolre is the core financial infrastructure that powers payments inside nStore.
With Moolre Collections, customers can pay directly through Mobile Money at checkout. The shopkeeper enters the amount, the customer receives a payment prompt, approves the transaction, and the payment is received instantly.
Each shop on nStore has its own dedicated wallet, giving every merchant an independent financial identity and transaction history. Through Moolre, nStore enables:
Instant Mobile Money collections at checkout.
Dedicated merchant wallets for each shop.
Automated daily settlement directly to the owner’s Mobile Money account.
Digital debt collection by sending payment prompts to customers who owe money.
With nStore, a shop owner does not just record a sale, they receive the payment, manage their money, and build a digital financial history.
Key Features
Complete mobile point-of-sale system
Barcode scanning via mobile camera for faster checkout
Inventory management and low-stock alerts
Profit tracking and sales analytics
Customer credit management and reminders
End-of-day and business performance reports
Offline-first operation with automatic cloud sync
SMS notifications and digital receipts
Works on any smartphone without additional hardware
Who We Serve
nStore is built for the small and medium businesses that power Ghana’s everyday economy:
Pharmacies and drugstores
Provision shops
Hardware and building-material stores
Retail shops and neighborhood businesses
These businesses keep communities running, but many have been left behind by expensive retail technology.
The Bigger Vision
nStore is more than a point-of-sale application. Every transaction creates a digital footprint for businesses that have historically operated entirely in the cash-based, informal economy.
Over time, this transaction history can unlock new opportunities, including access to credit based on real business performance rather than traditional, restrictive requirements. Our vision is to transform every small shop into a connected digital business and create a financial bridge for Ghana’s informal retail economy.
nStore. My Store. My Wallet.
Moolre APIs used
Collections
Disbursements
SMS